NippletheSlayer
132161
6933
128
This needs to happen
Nov 27, 2020 10:54 PM
NippletheSlayer
132161
6933
128
DasOgre
I’m a nurse, and I hate my student debt, but I’d much rather be rewarded with people having more empathy and compassion
probablyobvious
HA you think the debt is for Society....well maybe high Society
dedpaen
No, they need to REFUND the student loan to those people. Then forgive student debt for everyone else. And start Univ. Basic Income.
therearenologinnamesleft
Their debt was never to society, it was to the people who control the capital
Gandolbg
how about just letting us write off 100% of student debt payments on our income taxes. that seems feasible.
shoulkion
As someone in healthcare, that won't fix the whole system. I mean as someone with 200k+ in loans to deal with thanks but go with the whole.
ThisOldCPU
They didn't have a debt to society to begin with...
Cytos
Fix the broken system that caused the debt first.
SashaTheKitty
Fuck yes 100% support
alpacalipsnow88
wage reduction is the best I can do
DigitalWaffle
Politicians: “Our thoughts and prayers on socia media, best we can do.”
FinestFruitsandVegetables
Prez still not gonna wear a mask or anything tho
elviture
Paramedic in NYC, no loans but if you want to pay for my medical school that’d be great thanks fam
TreeBarked
Um I don't disagree with that but healthcare professionals haven't been the only ones working during covid or have been at risk.
JuliusPepperwoodFromChicago
Wife has been a nurse for 13 years. Asked her how much we still owe on $20k school loans..$15k. We’ve paid over $30,000 so far. I was shockd
FinestFruitsandVegetables
?
AzothTheGuildRat
Problem is a lot of people take on bank loans, lines of credit or use credit cards. You'd have no way to track the debt accumulated by them
LizardEnterprises
Everyone needs their student loans forgiven. The ability to access knowledge and use it to better yourself is a fundamental human right.
LizardEnterprises
Locking that behind a paywall is fucking abhorant.
IAmAnthonyStark
Yes. 100%. My friends in the medical field are working so freaking hard. I can’t imagine how angry they must be with all the misinformation.
graehall
I can't imagine what this year has been like for front line healthcare providers in a country where patients are screaming it isn't real.
aFlockOfSmeagols
Hell. It's been hell.
theresgarlicinthatnebula
My coworkers were telling me about a patient on our floor on highflow with COVID who was mocking the nurses on election day because (1/2)
theresgarlicinthatnebula
(2/2) "Your guy (Biden) lost", even though they obviously didn't bring up politics with such a person. People suck.
MastahPetah
Fucking annoying. They insinuate that as an RN I dont know what I see in front of me. Outside a vented and paralyzed covid room this moment.
DiscountOneLiners
Or we could just make it not prohibitively expensive to become a medical professional
Sheprador
Education should never be prohibitively expensive.
tatischief
In my country you can become a nurse in specialised high school . And of course the whole university is free (paid from taxes) thing too.
manspreader
As a nursing student you can get an RN BSN for cheap. It’s not the most desired option but it can certainly be done.
manspreader
Go to a community college and get your ADN, then get pass your boards and get your RN. Then have your employer pay for your BSN.
SoftwareEngineerWithNotEnoughSalary
I agree, my wife had her hazard pay taken away as the pandemic got worse and more beds filled. But I mean I'm not saying give them the world
normalizebeingalone
I wish I got hazard pay.
SoftwareEngineerWithNotEnoughSalary
But how about at least some money for scrubs and good shoes??
FiveShiftOne
How about we give them the world, though?
dotnetbeast
Fuck Sallie Mae. Or Navient. Or whatever the fuck their name is.
iusedtodream
They go by many names, but it's all one beast, like a hydra.
PianoMan2112
Never trust an organisation that turns an acronym (SLMA) into a friendly name.
ThailandExpress
RazielLlaw
Im a Nurse, I got Covid despite by best effort on the job and off.
karan08
Oh god, I am so sorry. I really hope you pull it off and I can't thank you enough for what you are doing.
RazielLlaw
I'm 3 weeks out. Little short of breath at times, but my sat is in the high 90's and just terrible fatigue. No energy at all.
karan08
My pal who just recovered is experiencing the same. Take care.
thedadwhogames
As someone who has paid student loans for years and have years to go, I would be absolutely content if this was done for theirs and not mine
brusilov
How about we spend that money to train gorillas to just fucking obliterate COVID deniers and people who refuse to wear masks?
EmperorWiggles
NorrinxRadd
Thats sweet, but how would they be paid off? You think money in this country grows on trees? It takes a printing press
Twilix01
Get the money from the same place corporate bailouts came from.
polearmguy
had me in the first half, not gonna lie
Cavalrysword
That's a start.
LittleLebowskiUrbanAchievers
Teachers shouldn’t pay taxes.
wellthisjustgotinteresting
outofallloops
NOT getting an education should be considered a debt to society
stratmmmocaster
I would be happy if I could just pay mine with pre-tax income.
albertcamus360
Would be
OmnesMundiLardum
What's next, treat them like human beings! Where does it end?!
DiscoTurtle87
No, a start would be giving them the PPE to protect themselves, then some backup to take more than just a few hours off, then loans forgiven
Cavalrysword
I like the way you think.
DiscoTurtle87
longdanz
How about fuck all the student loans?
NippletheSlayer
I could never see the American government doing that, unfortunately. It's more likely they'd help a small but respected section 1/2
NippletheSlayer
of the population to make themselves look good.
CorgiMcFluffers
But I'm "essential" too!
longdanz
True. Like some rich white kids
Bluegrasslass
They should all get a HUGE bonus and spend it on whatever they want.
sammmuel
I dont know where you are but here the massive overtime they got is their bonus.
six2midnight
I made a lot of overtime in April and May in the ICU. Donated a bunch to local food banks and my hometown zoo.
NotThatOneTheOtherOne
Praying off their loans would be like giving them a bonus every month for the rest of their lives
codeblue4me4
After the first surge my hospital, Banner Health, gave us t-shirts
Poopywaterengineer
My brother was told by his hospital that "giving hazard pay would go against a core mission of our hospital"
TacoPoweredHelicopter
The core mission us more profit for the shareholders/stakeholders. That's the only mission actually.
OnlyMemesCanSaveYou
Cosmicbacklash
We were threatened with being fired if billing doesn't improve and our first raise in 5 years was canceled. Fun times
3654798521
I got my hours cut in half and we had someone get yelled at for going OT...
Notareptilian
Finally I will fulfill my dream of genetically engineering the world's next great pandemic!
cbjfan
Hookers and cocaine for everyone
[deleted]
[deleted]
sordatos
No.
tegfdd77
Stupid idiot
GarryrGarry
Weed for me please I'll spend the extra money in better cleaner hookers ?
sordatos
Great call
OccamsToothbrush
I got a $0.70/hr raise.
CultofCedar
I heard HHC ER RNs here in NYC got like a 30¢ hazard pay during the peak lol. Almost enough for some coffee for a few days of work I guess.
doctorgreenthum
Too bad, many hospital systems are in the red b/c of loss of revenue. In my county hospital, all physicians got retroactive 4wk furloughs.
dnd3edm1
M4A
JWoods89
My wife did get a raise, which is excellent since i was let go from the same hospital in September lol
UhhhhhNick
HCA made over 800billion in profits since the beginning of this pandemic. Our reward for helping them do it? No raise or bonus this year...
MikeyCrabtree
I had been trying to get hired on at HCA. I decided to pass on that one a couple of months ago.
UhhhhhNick
Good decision. I’ve been working for HCA on and off for 15 years and they’ve never really given a shit about their workers
MikeyCrabtree
Hell their recruiters can't honestly seem to find their own asses with two hands, a flashlight, & a road map. If that is my first (1)
MikeyCrabtree
Impression, I can only imagine what clusterfuck it is actually working for the company.
UhhhhhNick
$800million*
roadsterdoc
Hospitals are the biggest expense to the US medical dollar. They lobbied for laws to let them charge up to 10X for outpatient services.
roadsterdoc
Hospital profits go to the owners or investors, not the health care workers and supportive personnel.
roadsterdoc
The bigger scam are insurance companies. Legal middleman, huge cut, yet do not provide any medical services (& increase costs for doctors!)
Delta2Almanac
Soooo spending it on student loans?
morelikeconsham
In all fairness, getting a bonus that is equal to the value of your students loans is more valuable than getting your student loans wiped
DasOgre
It’s not that simple. If I had the choice, I’d rather them wiped out since I wouldn’t need to pay taxes like I would on a lump of money
morelikeconsham
Once you consider taxes, it only complicates the decision, it doesn't necessarily change it. If lowering my cost of living covers the money
morelikeconsham
Lost in taxes in an acceptable amount of time while also permanently lowering monthly expenses, then I would accept the losses in taxes
morelikeconsham
Out. Getting your student loans wiped out won't pay for your cancer treatment, put food on the table, or pay the down-payment on a house
morelikeconsham
Whose monthly mortgage is lower than your rent. While paying off your loans is a high financial priority, it is not necessarily the highest
morelikeconsham
One.
vudak
Still boggles my mind that 'pay for your cancer treatment' is said so matter of factly. I hope the USA sorts its shit out or ppl move away.
morelikeconsham
Same. Unfortunately, planning your finances doesn't allowuch time for reeling with the absurdity of your economic woes.
DidSomebodyCallForAnAdult
But also rewarding for the older ones of us who have paid off their debt but are still working despite increased risk due to age.
Thornaxe
Or people who worked their way through school. My wife did this for nursing school, and then wasnt eligible for loan forgiveness.
rubydust
I’m getting a $250 bonus. After taxes.
peacockfuta
I got $250 bonus too, but with taxed it came out to be $175
brootis
I’m getting paid “overtime” for handling live virus samples. At regular pay.
buenobonbien5
Jesus Christ, dude.
brootis
They even told us we would get paid overtime. Overtime to me means 1.5x pay.
theresgarlicinthatnebula
I'm getting my wages frozen and benefits slashed.
Axianamos
I got to watch all my coworkers get 2 weeks off with covid unemployment benefits while I haven't gotten a day off this year.
Axianamos
I'm not mad at them, I'm a smidgen annoyed that I wasn't given the option is all.
xaero13
I got a rock
IJustWantedToChimeln
DeltaLaw
Ooo same
DeltaLaw
Could be much worse though.
clevernametom
Yes. And it could also be a lot better and your company should not get credit just because they COULD make something worse.
Kjseek
I got my company 403b contributions suspended and a t-shirt
AsaMetric
You guys are getting bonuses?
happyishturtle
Yikes. My job at a grocery store part time gave me $600 after taxes
polkadotcardi
My husband’s student loan interest compounds DAILY at an average of $32/day. He’s on the front lines in a state without a mask mandate.
banana4skale
Mine compounded daily and before I started beating those loans down my math was $120ish per day
AzothTheGuildRat
Ahhh the never never plan.
goforKen
Ditto to my husbands. I’m grateful that masks are required here in Ohio. Where the hell are they not?
icthree
Wisconsin
coronakilla
Mine is about that. My monthly payment is more than my mortgage
goforKen
Ours is too.
Thatoneagain
Same :(
coronakilla
DasOgre
Sally Mae loan by chance?
goforKen
My husband’s is. We call it our school mortgage.
RacialTension
Might be time to refinance, just an fyi. I'm saying 5k over the life of my loan on only 100k
waitwasthatreal
How does that work? He got a loan with a daily compounding rate of 0.05%?
DuckPlanetKing
What if he owes half a million dollars?
bcd051
Mine is like $75 a day. I have a masters in health administration and a medical degree, in that order... its kind of daunting
sadstory
A medical degree like an MD?
werdCAsquared
Depends on the rate. But all you gotta do is [32]/ [ (1+i)^(1/365)-1]= loan balance. 6.5% would yield approx $185,000 outstanding balance.
bearizzlemckizzle
DefaOmega
And we wonder why 18 year olds are getting themselves burried in Student Loan debt without fully understanding what it entails.
SixFeetShort
A perfectly reasonable principle for a med school graduate.
coronakilla
AawesomeAardvaark
That would be 20% APR. Are there student loans that high? My highest was 6.5%
Vendronica
Probably there are private loans that high tbh
jackpwns
My highest private loan was 11.5% in 2012. The 6% govt loans didn’t begin to touch the tuition, needed a private loan too all 4 yrs
HoneyBunchesOfStoats
my highest is 11.6
NinjaHoff
The highest I've heard of was 14.5% from a friend of mine... Which is still insane but not as high as 20
moffit
Today I threw out an "offer" to take out an 18 month loan with APR ranging from 145% to 199%.... I hope no one actually falls for it.
moffit
Ya'll downvoting but its true. It came in the mail from "Xact" which is real. The APR was in the fine print.
Cr4zyC4tLady
Oh yeah. I come from a very poor family and because I didn’t have anyone to sign for me or use as collateral, they instead made me
Cr4zyC4tLady
Pay monthly payments through my entire college time (rather than after I graduated) and it was I believe 18.7% or some high #. It sucks, but
Cr4zyC4tLady
At the same time; there wasn’t fuckall I could do at the time about it. It took me 10 years to pay it off bc of that. But oh well. It’s paid
waitwasthatreal
No idea, that’s what I’m confused about.
iusedtodream
I don't know his sit, but they would not consolidate my loans (8x4 years), so each accrued interest separately. Awesome.
AawesomeAardvaark
You pay the same interest whether they're separate or not